By submitting a loan application through APPNAME, you authorize MONEY IN MINUTES PAYDAY LOANS, L.L.C. and its partners to access your credit report from agencies such as TransUnion, Experian, Equifax, or Clarity.
We may use this information to:
- Verify your identity
- Assess your creditworthiness
- Determine loan eligibility, terms, and rates
- Manage your loan account
- Conduct internal risk analysis
- Comply with applicable laws
Types of Credit Inquiries
Soft Inquiry
Initial application may involve a soft inquiry, which does not affect your credit score.
Hard Inquiry
If you accept a loan offer, a hard inquiry may be performed, which can impact your credit.
Ongoing Credit Monitoring
We may also re-access your credit data during the loan term for servicing purposes, if permitted by law.
Your Credit Report Partners
We work with major credit reporting agencies to ensure accurate and up-to-date information:
- TransUnion
- Experian
- Equifax
- Clarity
Your Rights
You have the right to access your credit reports for free annually from each of the major credit bureaus. Visit annualcreditreport.com to learn more about your rights and to access your reports.