Privacy Policy

Overview

MONEY IN MINUTES PAYDAY LOANS, L.L.C. ("we," "us," or "our") operates the APPNAME mobile application and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and protect your data when you use our app or services.

By using APPNAME, you consent to the practices described below.

1. What We Offer

APPNAME helps users apply for and manage cash advance loans. You may receive funding directly from us or through one of our trusted third-party lending partners. Loan amounts range from $100 to $5,000 with repayment terms between 3 and 24 months and APRs from 6.99% to 35.99%.

2. Information We Collect

2.1 Information You Provide:

• Name, address, email, phone
• Date of birth, SSN, and government-issued ID
• Employment and income details
• Banking information

2.2 Information Collected Automatically:

• IP address, device data, OS version
• App usage activity
• Geolocation (with consent)

2.3 Third-Party Information:

• Credit history from bureaus
• Identity verification sources

3. How We Use This Data

• To process loan applications
• To verify identity and eligibility
• To disburse and manage loans
• To communicate with you
• To prevent fraud and improve security
• To meet legal and compliance obligations

4. Who We Share It With

• Service Providers (e.g., processors, verifiers, collectors)
• Credit Bureaus (for loan reporting)
• Regulators or Law Enforcement (as required)
• Lending Partners, if we are unable to issue the loan directly
• M&A Transactions, with notice

5. Data Security

Your information is protected by:

• Encrypted data storage and transmission
• Secure servers and authentication protocols
• Periodic audits and risk assessments

Still, no online system is 100% secure, and we encourage caution.

6. How Long We Keep Your Data

We retain personal data only as long as needed to fulfill the purposes stated above and comply with laws.

7. Your Rights

Depending on your jurisdiction, you may:

• Access or correct your data
• Request deletion (where permitted)
• Opt out of certain uses (e.g., marketing)

To exercise these rights, contact us (see Section 10).

8. For California Residents

California users may have additional rights under the CCPA. Please refer to our [CCPA Notice].

9. Changes to This Policy

We may revise this policy at any time. If we do, we'll notify you via the app or email. Continued use means you accept the changes.

10. Contact Us

Questions? Concerns? Reach out at: