Responsible Lending

At MONEY IN MINUTES PAYDAY LOANS, L.L.C., responsible lending is central to what we do. We follow these core practices:

Our Core Practices

Affordability

We evaluate your ability to repay, factoring in income and obligations.

Transparency

Loan details (APR, total repayment, due dates, and fees) are clearly disclosed in advance.

Fairness

We do not discriminate or use deceptive tactics.

Customer Support

We are available to assist with questions or concerns.

Financial Literacy

Educational tools may be provided to promote smarter financial decisions.

Collections

If collection becomes necessary, we operate fairly, ethically, and lawfully.

Marketing Practices

MONEY IN MINUTES PAYDAY LOANS, L.L.C. is committed to responsible, compliant, and ethical marketing. Our principles include:

• Transparency: Loan terms such as APRs, fees, and repayment periods will be disclosed clearly.
• Accuracy: No false, misleading, or exaggerated claims.
• Fairness: Equal treatment for all applicants; no discriminatory messaging.
• Compliance: We adhere to all applicable federal and state marketing regulations.
• Respectful Targeting: We avoid targeting or exploiting vulnerable consumers.

How We Protect You

• Thorough affordability assessments before approval
• Clear and comprehensive loan agreements
• Fair and transparent fee structures
• Respectful collection practices
• Educational resources and financial guidance
• Compliance with all applicable lending regulations

Questions About Our Practices?

We're here to help and answer any questions about our responsible lending approach.